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How-To: Be More Secure Online

1. Use unique passwords for your accounts - e.g. emails, Facebook, etc. Lets say your Facebook account has been hacked, at least your email account is still safe because you are using different passwords for your email and Facebook accounts, and you are able to try to recover your Facebook account. Unique password also means difficult for people to guess, e.g. G89?klz01?8955hjk instead of password123, qwerty, etc.

2. Turn on Two-Factor Authentication (2FA) - this adds another layer of security to access to your  accounts. 2FA verifies your identity by another factor: something you own, something you are or something you know, e.g. using your mobile phone number - get a SMS with a special code to enter. By enabling 2FA, you will get a text message every time you or someones try to log into your account.

3. Enable passcodes - this adds another step when you are about to perform something, e.g. you will need to unlock your banking app by keying in your passcode before you can do or view transactions.

4. You may want to use a Debit Card (Prepaid) instead of a Credit Card / Bank Card when you shop online, e.g. you can use the MAE or BigPay Debit Card, with flexibility to freeze and unfreeze your card in case you have lost it or seen suspicious activities e.g. receive calls from unknown parties (probably scammers). You should always transfer or top-up a sufficient amount, not too much.

5. Clear your cache - always delete your browser cookies and clear your browser history on a regular basis, especially after you have done online banking / Internet banking.

6. Last but not least, don't click links in emails or from anyway unless you know and are sure where they come from.

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