The Malaysian government under the MADANI framework provides various forms of assistance to citizens; from direct cash transfers and targeted subsidies, to welfare aid, education support, social protection, and entrepreneurship incentives.
1. Direct Cash Aid & Targeted Subsidies (Federal Government)
- Cash Aid Rahmah (STR / MySTR)
- Replaces BR1M/BPR.
- For B40, M40, senior citizens, and single individuals.
- Up to RM2,500 per household per year.
- Paid in 4 phases annually.
- Register/Check/Login: https://bantuantunai.hasil.gov.my
- Basic Rahmah Aid (SARA)
- RM100 per month credited (cash or e-wallet) to over 4 million households.
- RM600 one-off for eligible single individuals.
- Check: https://www.mykasih.com.my
- Additional RM100 Monthly Aid
- Automatic for eligible B40/M40 households in 2025.
- Total of RM1,200 per year.
- No registration required – credited directly to bank/e-wallet.
- BUDI MADANI – Targeted Diesel Subsidy
- RM200 monthly for owners of non-luxury diesel vehicles, farmers, and smallholders.
- Apply: https://manfaat.mof.gov.my
- Rahmah Sales Program (PJRM)
- Essential goods sold at up to 30% lower prices in selected areas.
- No registration needed – purchase directly at participating outlets.
- Electricity Bill Rebate (RM40)
- For hardcore poor households.
- Info & check: https://manfaat.mof.gov.my
2. Social Welfare Aid (JKM – eBantuanJKM)
The Social Welfare Department (JKM) provides monthly and one-off assistance:
- Children’s Aid (BKK): up to RM1,000/month
- Allowance for Disabled Workers (EPOKU): RM400/month
- Senior Citizens Aid (BWE): RM500/month
- Carers Aid (BPT): RM500/month
- General Federal Aid (BA): RM100/month per person (max RM350 per family)
- Launching Grant: one-off up to RM2,700
- Apprenticeship Training Aid: RM200/month (max 24 months)
- Prosthetics/Equipment Aid: wheelchairs, hearing aids, etc.
- Register/Check/Login: https://ebantuanjkm.jkm.gov.my
3. Social Protection Programs
- mySalam – National Protection Scheme:
- Free takaful coverage for B40/M40 groups.
- Covers critical illness & hospitalisation allowance.
- Check: https://www.mysalam.com.my
- Housewives’ Social Security Scheme (SKSSR):
- Protection for housewives registered under e-Kasih.
- Apply: https://manfaat.mof.gov.my
- Self-Employed Social Security (SPS Matching):
- 90% contribution matched by government.
- Info: https://manfaat.mof.gov.my
4. Education & Youth Assistance
- School Aid RM150 for all primary/secondary students.
- Federal Small Scholarship (BKP).
- Celik MADANI Program – Free ASB account with RM50.
- BAS.MY – Free bus service for university students.
5. Entrepreneurship & Community Programs
- SejaTi MADANI – Community funding up to RM100,000.
- Income Generation Initiative (IPR).
- MADANI Women & MADANI Hawkers Schemes.
- Rumah Mesra Rakyat – Housing subsidy.
6. Mobility & Energy Incentives
- MARiiCas – RM2,400 rebate for EV motorcycles.
- Electricity Bill Rebate RM40 for hardcore poor households.
7. State-Level Initiatives (Example: Sabah)
- BIZRIDER300 – Motorcycles for youth, especially delivery riders.
8. Quick Reference from Official Portals
Program |
Official Portal |
Cash Aid Rahmah (STR / MySTR) |
|
Basic Rahmah Aid (SARA) |
|
Social Welfare (JKM) |
|
mySalam Health Protection |
|
Subsidies, SKSSR, SPS |
Conclusion
Malaysia’s assistance system in 2025 is more targeted and comprehensive under MADANI, covering direct cash, targeted subsidies, welfare, social protection, education, entrepreneurship, and state initiatives.
Citizens can easily register, check eligibility, and log in through the official portals above. Always use government-verified sites to avoid scams.