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Money game schemes, also known as 'Skim Cepat Kaya', are schemes dressed up as an investment-platform. They look legitimate but in fact they are illegal. Often, they falsely promise much higher interest rates, returns or profits to attract potential victims. They have no intention to uphold their promises. They seek to lure new victims. They use the new depositors' money to repay the earlier depositors. Eventually, these money game schemes will collapse and the depositors will lose their investments and money. Members of these money game schemes will approach the victims at various locations. They normally come with luxury cars to convince the victims. During sharing, they will emphasize someone to be successful after joining the investment scheme. Remember: * Only deposit and invest with parties licensed by the authorities. * When in doubt, check with Bank Negara Malaysia, the Securities Commission or other relevant authorities about a company before making any decision.